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Q: do you know what the "nil-paid" is?

Category: glossary , Asked by: Asa D. From France

A: "nil-paid " is Security that are tradeable but originally posed no cost to the seller. For example, a renounceable right being sold by the original owner to another investor is considered nil-paid. A right is an opportunity to purchase more shares, usually at discount, given to shareholders by a corporation. The shareholders receive these rights at no cost, and if the rights are renounceable, the shareholders can choose to sell them on the market. Though the word "nil-paid" may suggest that nil-paid rights give shareholders the right to acquire new shares for no cost, this is not the case. Nil-paid rights are only the right to acquire more shares at the current share price or a discount. The corporation issuing the rights to its shareholders does not receive payment for the rights, but if the shareholders decide to exercise the rights, they must pay for the securities they are given the right to buy. Visit ACM

    I'm looking for the coolest site. Which one do you advice me to pick?

    Category: general by U. H. From Ireland

    We recommend you to try "GCI". Their system supports more than 6 different languages. The site is multilingual. It provides service for anyone who speaks French, Deutsch, Russian or Chinese. Certificated and regulated by BVI, you can probably be sure your financial details are treated with utmost strict safety regulations in "GCI". Downloading and installing the site's platform is fine. The communication is flowing, and it is no trouble to follow the instructions and get started. In addition, the service team is amazing - they are very helpful, and also absolutely kind.

    what is the "industrial life assurance"?

    Category: glossary by C. Glass from Canada

    an "industrial life assurance " is An assurance policy on the life of an individual where weekly or monthly premiums are regularly paid to the assurance company by way of their agent who collects directly from the policyholder's home. This method of collection originated in industrial area

    do you know what the "retirement planner" is?

    Category: glossary by A. Holmes from Ireland

    "retirement planner " is A practicing professional who helps individuals prepare a retirement plan. A retirement planner identifies sources of income, estimates expenses, implements a savings program and helps manage assets. Estimating future cash flows and assets is also a central part of a retirement planner's work. He or she may use a web-based calculator or software program that will predict future cash flows and assets based on the data entered. Although most retirement planners deal with the financial aspects of planning for retirement, some planners also deal with the non-financial aspects, including how to spend one's time in retirement, where to live and when to quit work, to name just a few. Today, retirement planners rely heavily on web-based calculators and retirement-planning software, but, like any kind of forecast, the information produced is only as good as the data used. The plan created by a retirement planner is in no way a complete predictor of retirement spending or income needs, but it is a good starting point.

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    do you know what the "floating interest rate" is?
    An interest rate that is allowed to move up and down with the rest of the market or along with an index. This contrasts with a fixed interest rate, in which the interest rate of a debt obligation stays constant for the duration of the agreement. A floating interest rate can also be referred to as a variable interest rate because it can vary over the duration of the debt obligation. For example, residential mortgages can be obtained with a fixed interest rate, which is static and can't change for the duration of the mortgage agreement, or with a floating interest rate, which changes periodically with the market. In the case of floating interest rates in mortgages, and most other floating rate agreements, the prime lending rate is used as a basis for the floating rate, with the agreement stating that the interest rate charged to the borrower is the prime interest rate plus a certain spread. Visit CMC Markets

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