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    please tell me what the "thrift savings plan" is

    Category: glossary by Haven M. From Portsmouth, United Kingdom

    A retirement savings plan created by the Federal Employee's Retirement System Act of 1986 for current or retired employees of the federal civil service. The thrift savings plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401(k) plans. Contributions to the plan are automatically deducted from each paycheck. The thrift savings plan offers six different funds (government security fund, fixed-income fund, common stock fund, small cap stock fund, international stock fund and a life cycle fund) in which employees can invest. Benefits include agency matching contributions, agency automatic contributions, catch up contributions and low expense ratios. Because the thrift savings plan is based on tax-deferred contributions, any contributions made into it will not be taxed until the money is withdrawn, which can be deferred until retirement. Similar to standard retirement plans, employees can easily move non-government related IRAs and 401(k) plans into the thrift savings plan and vice versa upon employment changes.

    I prefer it when the menus are in in chinese. Is there such a site?

    Category: platform by L. Pate from Barrie, Canada

    If you fancy a sublime site that's got a real great collection of languages, you should head for "Finexo Ltd.". Their system supports many different languages. Portuguese, Russian or Turkish natives, you may operate this multilingual site easily and efficiently.

    please define "invisible income"

    Category: glossary by Harley N. From Oberhausen, Germany

    Foreign income from sources other than the movement of goods. It includes a country's earnings from tourism, banking, shipping, insurance and investment.

    Is there any foreign exchange online trading platform that has stylish mobile-friendly technology?

    Category: platform by C. P. From Cheltenham, United Kingdom

    If you seek a fabulous site that gives the greatest mobile friendly software, you should try "EToro USA" - the graphics are neat and the program is a perfectly attractive one. This mobile accessible platform is growing to be one of the leading examples of how a forex trading interface should look.

    please tell me what the "liability insurance" is

    Category: glossary by X. Porter from Switzerland

    a "liability insurance " is Any type of insurance policy that protects an individual or business from the risk that they may be sued and held legally liable for something such as malpractice, injury or negligence. Liability insurance policies cover both legal costs and any legal payouts for which the insured would be responsible if found legally liable. Intentional damage and contractual liabilities are typically not covered in these types of policies. Liability insurance is very important for those who may be held legally liable for the injuries of others, especially medical practitioners and business owners. A product manufacturer may purchase product liability insurance to cover them if a product is faulty and causes damage to the purchasers or any other third party. Business owners may purchase liability insurance that covers them if an employee is injured during business operations.

    do you know what the "joint" is?

    Category: glossary by X. X. From United States

    "joint " is In general, a legal term describing a transaction in which two or more parties act together. For example, a joint account is a bank or brokerage account that is owned together (jointly) by two or more people.

    I am looking for a first class site. Which one would you suggest?

    Category: general by Zachariah H. From United Kingdom

    If you need the most awesome site, we absolutely advice you to check "FX club". Regulated and certificated by ice, cme, and cbot this is one of the safest sites to trade around. Its site supports lots of different languages. "FX club"'s interface is multilingual - it's given in many languages, such as Turkish, Portuguese, Russian, Japanese, Lithuanian or Farsi. Players are constantly excited when trying to connect to the server. You see non of the normal connection interruptions you many times get communicating with different servers, it's no trouble at all to handle the forex program. The communication with the server is always fast. Plus, the technical support service in "FX club" is wonderful, it takes seconds to catch them, and they are absolutely friendly.

    Do you know of a fx online trading site that has a secure server connection?

    Category: technical by L. Reilly from Monaco-Ville, Monaco

    We recommend you to visit "Easy Forex". People all the time inform us that they are excited with the sign in process to the system. It's pretty accessible to install the environment, the communication with the server is completely interruption free. You'll find non of most of the regular login problematic situations you usually get communicating with big servers.

    please define "issuing house"

    Category: glossary by Lamar W. From North York, Canada

    A financial institution such as a merchant bank which provides its services to launch the shares of new companies on a stock exchange. It also ensures that the listing of such issues complies with exchange regulations.

    please tell me what an "effective annual interest rate" is

    Category: glossary by V. C. From Beaumont, United States

    an "effective annual interest rate " is An investment's annual rate of interest when compounding occurs more often than once a year. Calculated as the following: Consider a stated annual rate of 10%. Compounded yearly, this rate will turn $1000 into $1100. However, if compounding occurs monthly, $1000 would grow to $1104.70 by the end of the year, rendering an effective annual interest rate of 10.47%. Basically the effective annual rate is the annual rate of interest that accounts for the effect of compounding.




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